Better suited to senior 4-H Members, this program is an introduction to money management, short- and long-term goals and thinking about how money and finances affect everyone in your life.

You’ll learn the basics of financial principles, investments, credit ratings and more as you flex your financial fitness.

In this project, you’ll learn:

  • How to make smart financial decisions
  • How to create (and stick to) a budget
  • How to use the services your bank provides
  • What it takes to become an entrepreneur and own your own business
  • How to identity and achieve your financial goals

Reference Manual

Record Book


4-H Project Disclaimer

4-H Ontario is pleased to be able to provide 4-H project resources for use by volunteers in 4-H clubs. With so many topics to choose from, 4-H volunteers are trusted to use these resources to provide safe, respectful and quality programming while using their judgement to assess the appropriateness of activities for their particular group of youth.

By downloading any 4-H resource you agree not to use, distribute, reproduce, modify, adapt, publish, translate, publicly perform and publicly display such resources (in whole or in part) for any purpose other than delivering the 4-H program. You also agree to give credit to the original creators. Your provincial or national 4-H organization may have restrictions on the types of 4-H projects or activities which can be completed in your area.

4-H Ontario grants permission to 4-H volunteers to photocopy these 4-H project resources for use in their local 4-H program.

All information presented in these project resources was accurate and appropriate at the time of development.

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